It's pretty simple and straight forward.  If you have questions about billing please send an email to - please allow 24 to 48 hours for a response.

We accept

Visa ~ MasterCard ~ Discover

We DO NOT accept American Express

We Only Bill as BAC Services, no other name(s) should appear on your credit card.

There is no third party billing, we bill direct from the offices of BAC Services.

We do not sell or give out your personal information under any circumstances.

- Our Rates -

$2.00 Per Minute - 10 minute Minimum - $2.00 Connect Fee for the lower 48 States

Alaska, Hawaii, Canada and International Callers - $3.00 Per Minute - 10 minute Minimum - $3.00 Connect Fee

- How We Process the Charge - 
We obtain a $60 authorization against your card to bill against, this is adjusted when the actual charge is put through.  This authorization will remain on your statement until the actual charge is processed against the authorization, this can take 3 to 5 business days depending on your bank, we have no control on how your bank reconciles authorizations.

- Gift Cards -

We do accept gift cards issued by Visa, MasterCard and Discover, please identify that you are using a gift card.  Due to bank processing fees there is a $25 minimum charge on gift cards.

- Patrons that Do Not Honor their purchase - 

We offer discreet billing, BAC Services is an ambiguous type of name - it could mean anything, and if someone calls asking what type of business we are we just say internet services.  In rare instances some people decide to not honor their purchase, to us this is stealing and won't be tolerated.

We will make every attempt to contact you to resolve the issue, we'll even accept a payment plan if need be; but if you chose to steal then all discretion is null and void - your privileges are revoked - we'll identify ourselves to whomever answers the phone in order to get our operators paid for the time they spent with you,

it's only fair.

We will send collection letters to your credit card company, bank and to our collection company, Consolidated Collections.  If these efforts do not work then we send a statement of debt to Equifax.  It isn't worth stealing.

So please, don't be a dead-beat to try to get out of the charges.  

We're trying to make a living too.